Financial Planning Services
Melissa provides her client families with an independent assessment of a wide range of investment and other financial matters. Melissa performs a comprehensive review of each client's financial picture including strategic asset allocation, income, estate, and retirement investments, and insurance needs. To help pursue her client's immediate and long-term financial objectives, Melissa also works in conjunction with her client's Estate Planning Attorneys and CPAs.
Melissa is a Registered Representative of Osaic Wealth, Inc., member FINRA (www.finra.org)/SIPC (www/sipc.org).
INDEPENDENT
As an independent registered representative, Melissa offers products, services and experience. For more than 30 years, people have turned to Osaic's investment professionals for advice and assistance in pursuing their financial objectives.
We Provide These Services:
401(k) Optimization Strategies
Annuities
Asset Allocation
Asset Management
Business Retirement Plans
College Savings Accounts
Disability Income Insurance
Equities
PLAN FOR YOUR FUTURE
Melissa specializes in financial planning and offers a full array of investment products and services to help clients plan for the future – from education to business growth to retirement.
Financial Analysis
Financial Services
Home Purchase vs. Renting
Income Planning
Insurance Options
IRAs
Life Insurance
Long Term Care Insurance
Retirement Planning
RETIREMENT PLANS
Lucero Financial Planning offers retirement plan strategies to meet the needs of corporations, partnerships and sole proprietors, as well as individual investors. Accepting new clients.
Roth IRAs
Securities
Strategic Financial Planning
Term Life Insurance
Unit Investment Trusts
Variable Annuities
Mutual Funds
Personalized Financial Plans
Portfolio Management
Medicare
“Price is what you pay. Value is what you get.”